Budgeting that fits your life
Understand what comes in, what goes out, and how to plan for the expenses ahead.
PLAN · GROW · PROSPER
A clearer path
for your financial future.
Make room for what matters. Get personalized guidance to build a budget, manage debt, and move toward your savings goals.
Start a conversation For individuals and families · In person & virtually
YOUR NEXT CHAPTER STARTS WITH A PLANKimberly YoungbloodFounder & Financial Counselor
Personalized guidance.
Your goals at the center.
HOW WE CAN HELP
Support for the decisions
you’re making today.
Choose a starting point. We’ll talk through what you want to change and where you want to go.
Credit education
Learn how credit reports, scores, and everyday payment habits connect to your financial decisions.
Debt management
Organize what you owe and explore a repayment approach that works with your budget.
Savings & future goals
Make a plan for unexpected costs and the milestones you want to work toward.
MEET YOUR FINANCIAL COUNSELOR
Hi, I’m Kimberly.
Let’s make a plan.
I founded Prosper Financial Counseling, LLC to help individuals and families make wise financial choices and build a better tomorrow.
I bring more than 20 years of combined banking and lending experience to my work. Whether you’re sorting through credit questions, creating a budget, or getting ready for a future goal, our conversation starts with what matters to you.
In-person and virtual conversations make it easier to take that first step.
Connect with KimberlyFINANCIAL EDUCATION WORKSHOPS
Practical money conversations.
For your students or community.
Bring budgeting, credit education, savings, and debt management into the conversation. Contact Kimberly to discuss your audience, topics, format, availability, and fees.
Ask about a workshop ↗A PLACE TO BEGIN
Small steps. A thoughtful plan.
01 / CONNECT
Share your goals
Tell Kimberly what you want help with and whether you prefer to meet in person or virtually.
02 / EXPLORE
Look at your options
Discuss your priorities and the habits or challenges affecting your money decisions.
03 / PLAN
Choose your next step
Identify actions you can work into everyday life and questions to revisit along the way.
TOOLS TO TAKE WITH YOU
A little knowledge.
A useful starting point.
Free student handouts from the JSU Financial Seminar. Download a guide and put one idea into practice.
GOOD QUESTIONS
Before we talk.
Do you offer virtual meetings?
Yes. Prosper Financial Counseling serves individuals and families in person and virtually. Contact Kimberly to discuss a meeting option.
How do I request a consultation?
Call (662) 477-4120 or email kdyblood@gmail.com. Share the topic you’d like help with and a few times that work for you. Kimberly will follow up to discuss availability and next steps.
What should I bring to the conversation?
Start with your questions and goals. Kimberly can let you know what information would be useful for your situation. Please keep account numbers and other sensitive details out of your initial email.
Where can I ask about pricing?
Contact Kimberly to discuss the service you’re interested in, availability, and fees before scheduling.
YOUR NEXT STEP
Plan today.
Prosper tomorrow.
You don’t have to have every answer to get started.
Let’s talk about what’s next for you.
CALL KIMBERLY(662) 477-4120EMAIL TO REQUEST A CONSULTATIONkdyblood@gmail.com
In person & virtually
Serving individuals and families